Jyothi Shivakumar N.M.![](AuthorImages/9733.jpg) Research Scholar, DoS in Commerce, University of Mysore , Manasagangotri, Mysore , KARNATAKA STATE. jyothishivkumar@gmail.com Author's Introduction :Jyothi Shivakumar N.M. is a Research Scholar at DoS in Commerce in a University of Mysore , Manasagangotri, Mysore , KARNATAKA STATE. Research Contribution in ISRJ :
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