Dr. Mrs. Yajamanya Swarnalata R.![](AuthorImages/No_Image.jpg) Associate Professor, Head of Commerce Department , D.A.V. Velankar College of Commerce, Solapur. ayisrj2011@gmail.com Author's Introduction :Dr. Mrs. Yajamanya Swarnalata R. is working as Associate Professor at Head of Commerce Department in D.A.V. Velankar College of Commerce, Solapur. Research Contribution in ISRJ :
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