DOI Prefix : 10.9780 | Journal DOI : 10.9780/22307850
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Volume : II, Issue : II, March - 2012

Problems and Prospects of Indian Agricultural Insurance – An Overview

S. Yoga and K. Vetrivel

DOI : 10.9780/22307850, Published By : Laxmi Book Publication

Abstract :

Risk is an integral part of agriculture. Agricultural producers face a series of risks affecting the income and welfare of their households. These are mainly production risks related to: weather conditions, pests and diseases, market conditions etc. To mitigate risk farmers had developed various strategies but these strategies are not that affective. Crop insurance protects farmers from financial losses that result from natural causes such as drought, excessive moisture, hail, wind, frost, insects and disease. Crop insurance is an institutional measure to manage risk efficiently. In India the performance of crop insurance is very poor and riddled with many problems. But there is lot of scope for improvement and making it an effective risk management tool.

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Cite This Article :

S. Yoga and K. Vetrivel, (2012). Problems and Prospects of Indian Agricultural Insurance – An Overview. Indian Streams Research Journal, Vol. II, Issue. II, DOI : 10.9780/22307850, http://oldisrj.lbp.world/UploadedData/766.pdf

References :

  1. GOI (2005): All India Report on Number and Area of Operational Holdings', Department of Agriculture and Cooperation, Ministry of Agriculture, New Delhi.
  2. Economic Survey (2007-08): Ministry of Finance, Government of India, New Delhi.
  3. Patil, M M and S G Borude (1993):' Comprehensive Crop Insurance Raigad District', Economic and Political Weekly, Vol 28, No12 and13, pp A-25 to 28.
  4. Raju, S and Ramesh Chand (2008):'Agricultural Insurance in India: Problems and Prospects', NCAP Working Paper No 8, Indian Council of Agricultural Research, New Delhi.
  5. Walker, T S and N S Jodha (1986): 'How Small Farm Households Adapt to Risk', in Hazell P, C Pomareda, and A Valdes (eds) Crop Insurance for Agricultural Development, The Johns Hopkins University Press, Baltimore and London.

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