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Volume : II, Issue : XII, January - 2013 “TO STUDY ON LOANS AND ADVANCES” D. B. Bagul Published By : Laxmi Book Publication Abstract : Research is prepared on the topic “A Study of Loans & Advances” at Goa State Co-operative Ltd. The purpose behind preparing this research is to study the present situation of Loans and Advances and to provide suggestions to reduce it.
The loans are the assets of the bank as they are investment for the bank. Hence Loans and Advances have impact on bank performance. An asset account becomes Non-performing assetwhen it ceases to generate income for the bank. Loans & Advances management has becomethe major challenge for the banks as it eats the profit of the bank. Keywords : Article : Cite This Article : D. B. Bagul, (2013). “TO STUDY ON LOANS AND ADVANCES”. Indian Streams Research Journal, Vol. II, Issue. XII, http://oldisrj.lbp.world/UploadedData/3748.pdf References : - 1.Co-operation in Indiaby B.S. Mathur Sahitya Bhavan, Agra.
- 2.Indian EconomyS.K. Mishra and U.K. Puri (Himalaya Publication House)
- 3.New Dimension of Co-operative Management G.S. Kamat.
- 4.The Maharashtra Co-operative Societies Act, 1960 as applied to the State of Goa & Co-operative Societies rules, 1962 as amended up to April, 1999.
- 5.KC. Shekhar (1992) "Banking Theory and Practice ". Vikas PublishingHouse Pvt. Ltd.
- 6.M.L. Jhingan (2001) "Money Banking, International Trade and Finance Vrinda Publications (P) LTD.
- 7.Gurus Amy (2001), "Banking in the New Millenium" Kanishka publishers, distributors.
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