DOI Prefix : 10.9780 | Journal DOI : 10.9780/22307850
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Volume : III, Issue : XI, December - 2013

Basel-3 And Its Impact On Indian Banking Sector

Sunitha R.

DOI : 10.9780/22307850, Published By : Laxmi Book Publication

Abstract :

Indian banking industry is considered a booming and sustainable sector in the global financial system. This paper deals with the banking sector reforms in India and the ways designed to manage the risks associated with huge banking sector. An evaluation of Basel norms and their Impact on economic growth of the country has been done pursuant to the globalization of the Industry. The emergence of BASEL-3 and its Impact on Banking in India have been explored, since economic reforms of 1991, most of the traditional and outdated concepts practices, procedures and methods of banking have significantly changed. The competition among financial intermediaries has gradually helped the Interest rates to decline significantly. Deregulation has been achieved. The real interest rate has been effectively maintained at a moderate level. The borrowers did not pay high price while depositors had incentives to save such conditions are atypical of bank failure of not properly managed. The banks had to formulate strategies to manage their risk by proper provisioning. The introduction of Basel- Norms is one of the various initiatives towards that objective. Reforms in the financial and the banking sectors have enabled better financial products. This has allowed financial viability of the banks and helped boost economic growth.

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Cite This Article :

Sunitha R., (2013). Basel-3 And Its Impact On Indian Banking Sector. Indian Streams Research Journal, Vol. III, Issue. XI, DOI : 10.9780/22307850,

References :

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  4. Chaitanya, V.Krishna (2004). Causes of Non-performing Assets in Public Sector Banks. Economic Research, 17 (1): 16-30.

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