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Volume : II, Issue : XII, January - 2013 ROLE OF MICRO-FINANCIAL INSTITUTIONS AND WOMAN WORK PARTICIPATION IN RURAL AREA: A CASE STUDY DOMKAL BLOCK, MURSIDABAD, W.B S.M. APPEL MEHAMMUD AND ANURADHA SENGUPTA Published By : Laxmi Book Publication Abstract : Since 1900 or earlier urbanization encroaching on rural land along with agromechanization
has reduced the number of workers needed to work in land when
alternative employment is easier in cities than rural sectors, lacking educational
specialization. The rural areas are sub-divided by their proximity to urbanized area into
fringes, distant or remote. Our study area, DUMKAL BLOCK (lat.24.16'N long.88.27'E)
situated in the south-eastern part of MURSHIDABAD, WB, is a remote area consisting of
311679 population within which 88.58% is Muslim, 40% belonging to BPL and only
56% is literate where women participation is only 43.5%.
The poor and ultra poor people have some basic needs like lifecycle needs,
personal emergencies, disaster recovery and investment opportunities. Poor people and
UP find creative and often collaborative ways to meet these needs, through creating and
extending different forms of non-cash values. Here microfinance plays an important role
providing financial services to those who lack access to commercial banking and related
services. Though MF is equally important to both men and women, women's' experience
of poverty is more acute governed by complex social constraints and responsibilities
being concentrated in the non-monetized sections due to the existence of the gender
complexities. Until the women do not have access to economic opportunities, poverty
cannot be reduced.
Here the authors seek to analyze the role of MF institutions to balance the evils
facing from poverty reducing dissatisfaction and hunger and the role of women in work
participation taking Dumkal block in Murshidabad as study area. Keywords : Article : Cite This Article : S.M. APPEL MEHAMMUD AND ANURADHA SENGUPTA, (2013). ROLE OF MICRO-FINANCIAL INSTITUTIONS AND WOMAN WORK PARTICIPATION IN RURAL AREA: A CASE STUDY DOMKAL BLOCK, MURSIDABAD, W.B. Indian Streams Research Journal, Vol. II, Issue. XII, http://oldisrj.lbp.world/UploadedData/1835.pdf References : - Aumendariz de Aghion, Beatriz and Jonathan Morduch.(2005) The Economics of microfinance. Cambridge: MIT Press.
- Aumendariz de Aghion, Beatriz and Jonathan Morduch.(2005) The Economics of microfinance. Cambridge: MIT Press.
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