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Volume : V, Issue : XII, January - 2016

STRESSED ASSET QUALITY AFFECT THE FUNDAMENTAL VALUE: A STUDY ON INDIAN PUBLIC SECTOR BANK

Jiban Kumar Parida , Susant Kumar Baral

By : Laxmi Book Publication

Abstract :

In present scenario, the banking sector acts as the catalyst for the country’s economy by playing a crucial role in providing financial resources (capital-intensive sectors) .In emerging economies, banks are more than mere agents of financial intermediation with additional responsibility of achieving the government’s social agenda also. The issue of NPA acceleration is giving jolt to banking sector particularly in Countries like India where Gross NPA levels in the Indian banking system will reach an unparalleled 4.4 per cent in March 2014 compared with 2.09 per cent in 2008-09. A high level of NPAs shows large number of credit defaults in turn affect the profitability, liquidity and net-worth of banks and also erodes the value of the asset. In case of Public sector banks, it has displayed outstanding financial operations. However, the only problem of these banks is the increasing level of nonperforming assets, year by year. Present study focuses on the NPA and its effect on stock’s value in the Indian banking industry. There are many research conducted on the topic of Non- Performing Assets (NPA) Management, concerning particular bank, comparative study of commercial banks etc. but this paper considers the aggregate data of public sector banks and attempts to emphasize NPA’s impact on fundamental value from the year FY2011 -FY2015.

Keywords :


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Cite This Article :

Jiban Kumar Parida , Susant Kumar Baral (2016). STRESSED ASSET QUALITY AFFECT THE FUNDAMENTAL VALUE: A STUDY ON INDIAN PUBLIC SECTOR BANK. Indian Streams Research Journal, Vol. V, Issue. XII, http://isrj.org/UploadedData/7590.pdf

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  46. Arora, U., & Verma, R. (2007). An analysis of operational and productivity efficiency of public sector banks in India. Finance India, 21(1), 167-176.
  47. Kanika Goyal (2010) “Empirical study of Non-Performing Assets Management of Indian Public Sectors Banks” APJRBM vol.1, Issue 1 (Oct.2010) ISSN 2229-4104
  48. banking reforms? International Review of Economics, 56(1), 47-84.
  49. Balasubramaniam, C.S. (2001), ‘Non-performing assets and profitability of commercial banks in India: assessment and emerging issues’, Abhinav Journal, Vol.1,Issue no.7, ISSN 2277-1166
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  51. Khan, M. Y. and Bishnoi, T.R. (2001 Jan). Banking crisis and financial reforms: Lessons for India. Chartered Secretary: 44 - 48.
  52. Bhatia (2007), ‘Non-Performing Assets of Indian Public, Private and Foreign Sector Banks: An Empirical Assessment’, ICFAI Journal of Bank Management, Vol. 6, No. 3, pp. 7-28.
  53. Vallabh, G., Mishra, S. and Bhatia, A. (2007), Non-Performing Assets of Indian Public, Private and Foreign Sector Banks: An Empirical Assessment, Icfai Journal of Bank Management, Vol. 6, No. 3, pp. 7-28, August 2007.
  54. Kanika Goyal (2010) “Empirical study of Non-Performing Assets Management of Indian Public Sectors Banks” APJRBM vol.1, Issue 1 (Oct.2010) ISSN 2229-4104
  55. Ghosh.S and Ghosh.D (2011) “ Management of Non-Performing Assets in Public Sector Banks: Evidence from India” International Conference on Management (ICM 2011)
  56. Ghosh.S and Ghosh.D (2011) “ Management of Non-Performing Assets in Public Sector Banks: Evidence from India” International Conference on Management (ICM 2011)
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  58. efficiency: Evidence from commercial banking. Journal of Law and Economics, 41(1), 239-
  59. 273
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  61. Kumar, S., & Gulati, R. (2009). Did efficiency of Indian public sector banks converge with
  62. Arora, U., & Verma, R. (2007). An analysis of operational and productivity efficiency of public sector banks in India. Finance India, 21(1), 167-176.
  63. efficiency: Evidence from commercial banking. Journal of Law and Economics, 41(1), 239-
  64. 273
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  68. Narasimham, M (1998). Report of the Committee on Banking Sector Reform. Mumbai: Reserve Bank of India.

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