DOI Prefix : 10.9780 | Journal DOI : 10.9780/22307850
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Volume : V, Issue : V, June - 2015

IMPACT OF MICROFINANCE INSTITUTIONS ON RURAL DEVELOPMENT WITH RESPECT TO GULBARGA DIVISION, KARNATAKA

Roopali K Patil, S. B. Kamashetty

DOI : 10.9780/22307850, By : Laxmi Book Publication

Abstract :

against poverty in developing countries like India through financial activities and increase income for poor households. This is the best way to provide financial services to economically weaker section people in rural areas and it is much needed in India vis-à-vis other developing counties. Micro Finance Institutions has become more accurate as most of the schemes are involved with encourage savings as well as providing credit and offering various services like Insurance, pension, leasing etc,, The present study is aimed at the performance of Microfinance Institutions in India on financial service to poor households and set out to address the challenges and suggestion for improvement of MFIs.Empowerment is the most frequently used term in development dialogue today. It is also the most nebulous and widely interpreted of concepts. Advocates of micro finance claim the very process of forming self–help groups is empowering and a critical mass is formed which can be harnessed to pull households out of poverty traps.

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    Cite This Article :

    Roopali K Patil, S. B. Kamashetty(2015). IMPACT OF MICROFINANCE INSTITUTIONS ON RURAL DEVELOPMENT WITH RESPECT TO GULBARGA DIVISION, KARNATAKA. Indian Streams Research Journal, Vol. V, Issue. V, DOI : 10.9780/22307850, http://isrj.org/UploadedData/6786.pdf

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    144. M.S.Sriram, Rajesh S. Upadhyayula: “The Transformation of the Microfinance Sector in India”, Journal of Microfinance, vol.6, No.2, pp.90-112.
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    162. Dr.D.Maheshwara Reddy, (2011): “Role of Micro Finance Institutions in Poverty Alleviation- a Case Study”, The Journal of Sri Krishna Research & Educational Consortium, vol.2, No.11, pp.73-81.
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    165. M.S.Sriram, Rajesh S. Upadhyayula: “The Transformation of the Microfinance Sector in India”, Journal of Microfinance, vol.6, No.2, pp.90-112.
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    174. Kamble, H. Kalavati and Sonar, Gangadhar B., "The Role of SHGs in Women Empowerment : A Study on selected SHG programmes by voluntary organization in Gulbarga District of Karnataka", Journal of Global Economy, Vol. 12, No. 3, October, 2006, pp 216-221.
    175. Namita Sharma, Prakash Ch. Deogharia (2009): “SHGs and Bank Linkage in Jharkhand”, Jharkhand Journal of Social Development, vol. II, pp.1&2.
    176. M.S.Sriram, Rajesh S. Upadhyayula: “The Transformation of the Microfinance Sector in India”, Journal of Microfinance, vol.6, No.2, pp.90-112.
    177. Namita Sharma, Prakash Ch. Deogharia (2009): “SHGs and Bank Linkage in Jharkhand”, Jharkhand Journal of Social Development, vol. II, pp.1&2.
    178. M.S.Sriram, Rajesh S. Upadhyayula: “The Transformation of the Microfinance Sector in India”, Journal of Microfinance, vol.6, No.2, pp.90-112.
    180. Veerendrakumar (2011): “Financing of Self-Help Groups in Karnataka: A Study with Reference to Gulbarga District”.
    181. N.Srinivasan, (2010): “Microfinance India State of The Sector Report 2010”, Sage Publications India Pvt Ltd.
    182. S.K.Das, B.P.Nanda and J.Rath (2008): “Micro Finance and Rural Development in India” New Century Publications, New Delhi.
    183. Dr.D.Maheshwara Reddy, (2011): “Role of Micro Finance Institutions in Poverty Alleviation- a Case Study”, The Journal of Sri Krishna Research & Educational Consortium, vol.2, No.11, pp.73-81.
    184. Kamble, H. Kalavati and Sonar, Gangadhar B., "The Role of SHGs in Women Empowerment : A Study on selected SHG programmes by voluntary organization in Gulbarga District of Karnataka", Journal of Global Economy, Vol. 12, No. 3, October, 2006, pp 216-221.
    185. Namita Sharma, Prakash Ch. Deogharia (2009): “SHGs and Bank Linkage in Jharkhand”, Jharkhand Journal of Social Development, vol. II, pp.1&2.
    186. M.S.Sriram, Rajesh S. Upadhyayula: “The Transformation of the Microfinance Sector in India”, Journal of Microfinance, vol.6, No.2, pp.90-112.
    188. Veerendrakumar (2011): “Financing of Self-Help Groups in Karnataka: A Study with Reference to Gulbarga District”.
    189. N.Srinivasan, (2010): “Microfinance India State of The Sector Report 2010”, Sage Publications India Pvt Ltd.
    190. S.K.Das, B.P.Nanda and J.Rath (2008): “Micro Finance and Rural Development in India” New Century Publications, New Delhi.
    191. Dr.D.Maheshwara Reddy, (2011): “Role of Micro Finance Institutions in Poverty Alleviation- a Case Study”, The Journal of Sri Krishna Research & Educational Consortium, vol.2, No.11, pp.73-81.
    192. Kamble, H. Kalavati and Sonar, Gangadhar B., "The Role of SHGs in Women Empowerment : A Study on selected SHG programmes by voluntary organization in Gulbarga District of Karnataka", Journal of Global Economy, Vol. 12, No. 3, October, 2006, pp 216-221.
    194. Veerendrakumar (2011): “Financing of Self-Help Groups in Karnataka: A Study with Reference to Gulbarga District”.
    195. N.Srinivasan, (2010): “Microfinance India State of The Sector Report 2010”, Sage Publications India Pvt Ltd.
    196. S.K.Das, B.P.Nanda and J.Rath (2008): “Micro Finance and Rural Development in India” New Century Publications, New Delhi.
    197. Dr.D.Maheshwara Reddy, (2011): “Role of Micro Finance Institutions in Poverty Alleviation- a Case Study”, The Journal of Sri Krishna Research & Educational Consortium, vol.2, No.11, pp.73-81.
    198. Kamble, H. Kalavati and Sonar, Gangadhar B., "The Role of SHGs in Women Empowerment : A Study on selected SHG programmes by voluntary organization in Gulbarga District of Karnataka", Journal of Global Economy, Vol. 12, No. 3, October, 2006, pp 216-221.
    199. Namita Sharma, Prakash Ch. Deogharia (2009): “SHGs and Bank Linkage in Jharkhand”, Jharkhand Journal of Social Development, vol. II, pp.1&2.
    201. Veerendrakumar (2011): “Financing of Self-Help Groups in Karnataka: A Study with Reference to Gulbarga District”.
    202. N.Srinivasan, (2010): “Microfinance India State of The Sector Report 2010”, Sage Publications India Pvt Ltd.
    203. S.K.Das, B.P.Nanda and J.Rath (2008): “Micro Finance and Rural Development in India” New Century Publications, New Delhi.
    204. Dr.D.Maheshwara Reddy, (2011): “Role of Micro Finance Institutions in Poverty Alleviation- a Case Study”, The Journal of Sri Krishna Research & Educational Consortium, vol.2, No.11, pp.73-81.
    205. Kamble, H. Kalavati and Sonar, Gangadhar B., "The Role of SHGs in Women Empowerment : A Study on selected SHG programmes by voluntary organization in Gulbarga District of Karnataka", Journal of Global Economy, Vol. 12, No. 3, October, 2006, pp 216-221.
    206. Namita Sharma, Prakash Ch. Deogharia (2009): “SHGs and Bank Linkage in Jharkhand”, Jharkhand Journal of Social Development, vol. II, pp.1&2.
    207. M.S.Sriram, Rajesh S. Upadhyayula: “The Transformation of the Microfinance Sector in India”, Journal of Microfinance, vol.6, No.2, pp.90-112.
    209. Veerendrakumar (2011): “Financing of Self-Help Groups in Karnataka: A Study with Reference to Gulbarga District”.
    210. N.Srinivasan, (2010): “Microfinance India State of The Sector Report 2010”, Sage Publications India Pvt Ltd.
    211. S.K.Das, B.P.Nanda and J.Rath (2008): “Micro Finance and Rural Development in India” New Century Publications, New Delhi.
    212. Dr.D.Maheshwara Reddy, (2011): “Role of Micro Finance Institutions in Poverty Alleviation- a Case Study”, The Journal of Sri Krishna Research & Educational Consortium, vol.2, No.11, pp.73-81.
    213. Kamble, H. Kalavati and Sonar, Gangadhar B., "The Role of SHGs in Women Empowerment : A Study on selected SHG programmes by voluntary organization in Gulbarga District of Karnataka", Journal of Global Economy, Vol. 12, No. 3, October, 2006, pp 216-221.
    214. Namita Sharma, Prakash Ch. Deogharia (2009): “SHGs and Bank Linkage in Jharkhand”, Jharkhand Journal of Social Development, vol. II, pp.1&2.
    215. M.S.Sriram, Rajesh S. Upadhyayula: “The Transformation of the Microfinance Sector in India”, Journal of Microfinance, vol.6, No.2, pp.90-112.
    217. Veerendrakumar (2011): “Financing of Self-Help Groups in Karnataka: A Study with Reference to Gulbarga District”.
    218. N.Srinivasan, (2010): “Microfinance India State of The Sector Report 2010”, Sage Publications India Pvt Ltd.
    219. S.K.Das, B.P.Nanda and J.Rath (2008): “Micro Finance and Rural Development in India” New Century Publications, New Delhi.
    220. Dr.D.Maheshwara Reddy, (2011): “Role of Micro Finance Institutions in Poverty Alleviation- a Case Study”, The Journal of Sri Krishna Research & Educational Consortium, vol.2, No.11, pp.73-81.
    221. Kamble, H. Kalavati and Sonar, Gangadhar B., "The Role of SHGs in Women Empowerment : A Study on selected SHG programmes by voluntary organization in Gulbarga District of Karnataka", Journal of Global Economy, Vol. 12, No. 3, October, 2006, pp 216-221.
    222. Namita Sharma, Prakash Ch. Deogharia (2009): “SHGs and Bank Linkage in Jharkhand”, Jharkhand Journal of Social Development, vol. II, pp.1&2.
    223. M.S.Sriram, Rajesh S. Upadhyayula: “The Transformation of the Microfinance Sector in India”, Journal of Microfinance, vol.6, No.2, pp.90-112.
    225. Veerendrakumar (2011): “Financing of Self-Help Groups in Karnataka: A Study with Reference to Gulbarga District”.
    226. N.Srinivasan, (2010): “Microfinance India State of The Sector Report 2010”, Sage Publications India Pvt Ltd.
    227. S.K.Das, B.P.Nanda and J.Rath (2008): “Micro Finance and Rural Development in India” New Century Publications, New Delhi.
    228. Dr.D.Maheshwara Reddy, (2011): “Role of Micro Finance Institutions in Poverty Alleviation- a Case Study”, The Journal of Sri Krishna Research & Educational Consortium, vol.2, No.11, pp.73-81.
    229. Kamble, H. Kalavati and Sonar, Gangadhar B., "The Role of SHGs in Women Empowerment : A Study on selected SHG programmes by voluntary organization in Gulbarga District of Karnataka", Journal of Global Economy, Vol. 12, No. 3, October, 2006, pp 216-221.
    230. Namita Sharma, Prakash Ch. Deogharia (2009): “SHGs and Bank Linkage in Jharkhand”, Jharkhand Journal of Social Development, vol. II, pp.1&2.
    231. M.S.Sriram, Rajesh S. Upadhyayula: “The Transformation of the Microfinance Sector in India”, Journal of Microfinance, vol.6, No.2, pp.90-112.
    232. Dr.D.Maheshwara Reddy, (2011): “Role of Micro Finance Institutions in Poverty Alleviation- a Case Study”, The Journal of Sri Krishna Research & Educational Consortium, vol.2, No.11, pp.73-81.
    233. Kamble, H. Kalavati and Sonar, Gangadhar B., "The Role of SHGs in Women Empowerment : A Study on selected SHG programmes by voluntary organization in Gulbarga District of Karnataka", Journal of Global Economy, Vol. 12, No. 3, October, 2006, pp 216-221.
    234. Namita Sharma, Prakash Ch. Deogharia (2009): “SHGs and Bank Linkage in Jharkhand”, Jharkhand Journal of Social Development, vol. II, pp.1&2.
    235. M.S.Sriram, Rajesh S. Upadhyayula: “The Transformation of the Microfinance Sector in India”, Journal of Microfinance, vol.6, No.2, pp.90-112.
    237. Veerendrakumar (2011): “Financing of Self-Help Groups in Karnataka: A Study with Reference to Gulbarga District”.
    238. N.Srinivasan, (2010): “Microfinance India State of The Sector Report 2010”, Sage Publications India Pvt Ltd.
    239. S.K.Das, B.P.Nanda and J.Rath (2008): “Micro Finance and Rural Development in India” New Century Publications, New Delhi.
    240. Dr.D.Maheshwara Reddy, (2011): “Role of Micro Finance Institutions in Poverty Alleviation- a Case Study”, The Journal of Sri Krishna Research & Educational Consortium, vol.2, No.11, pp.73-81.
    241. Kamble, H. Kalavati and Sonar, Gangadhar B., "The Role of SHGs in Women Empowerment : A Study on selected SHG programmes by voluntary organization in Gulbarga District of Karnataka", Journal of Global Economy, Vol. 12, No. 3, October, 2006, pp 216-221.
    242. Namita Sharma, Prakash Ch. Deogharia (2009): “SHGs and Bank Linkage in Jharkhand”, Jharkhand Journal of Social Development, vol. II, pp.1&2.
    243. M.S.Sriram, Rajesh S. Upadhyayula: “The Transformation of the Microfinance Sector in India”, Journal of Microfinance, vol.6, No.2, pp.90-112.
    245. Veerendrakumar (2011): “Financing of Self-Help Groups in Karnataka: A Study with Reference to Gulbarga District”.
    246. N.Srinivasan, (2010): “Microfinance India State of The Sector Report 2010”, Sage Publications India Pvt Ltd.
    247. S.K.Das, B.P.Nanda and J.Rath (2008): “Micro Finance and Rural Development in India” New Century Publications, New Delhi.
    249. Veerendrakumar (2011): “Financing of Self-Help Groups in Karnataka: A Study with Reference to Gulbarga District”.
    250. N.Srinivasan, (2010): “Microfinance India State of The Sector Report 2010”, Sage Publications India Pvt Ltd.
    251. S.K.Das, B.P.Nanda and J.Rath (2008): “Micro Finance and Rural Development in India” New Century Publications, New Delhi.
    252. Dr.D.Maheshwara Reddy, (2011): “Role of Micro Finance Institutions in Poverty Alleviation- a Case Study”, The Journal of Sri Krishna Research & Educational Consortium, vol.2, No.11, pp.73-81.
    253. Kamble, H. Kalavati and Sonar, Gangadhar B., "The Role of SHGs in Women Empowerment : A Study on selected SHG programmes by voluntary organization in Gulbarga District of Karnataka", Journal of Global Economy, Vol. 12, No. 3, October, 2006, pp 216-221.
    254. Namita Sharma, Prakash Ch. Deogharia (2009): “SHGs and Bank Linkage in Jharkhand”, Jharkhand Journal of Social Development, vol. II, pp.1&2.
    255. M.S.Sriram, Rajesh S. Upadhyayula: “The Transformation of the Microfinance Sector in India”, Journal of Microfinance, vol.6, No.2, pp.90-112.
    256. M.S.Sriram, Rajesh S. Upadhyayula: “The Transformation of the Microfinance Sector in India”, Journal of Microfinance, vol.6, No.2, pp.90-112.
    258. Veerendrakumar (2011): “Financing of Self-Help Groups in Karnataka: A Study with Reference to Gulbarga District”.
    259. N.Srinivasan, (2010): “Microfinance India State of The Sector Report 2010”, Sage Publications India Pvt Ltd.
    260. S.K.Das, B.P.Nanda and J.Rath (2008): “Micro Finance and Rural Development in India” New Century Publications, New Delhi.
    261. Dr.D.Maheshwara Reddy, (2011): “Role of Micro Finance Institutions in Poverty Alleviation- a Case Study”, The Journal of Sri Krishna Research & Educational Consortium, vol.2, No.11, pp.73-81.
    262. Kamble, H. Kalavati and Sonar, Gangadhar B., "The Role of SHGs in Women Empowerment : A Study on selected SHG programmes by voluntary organization in Gulbarga District of Karnataka", Journal of Global Economy, Vol. 12, No. 3, October, 2006, pp 216-221.
    263. Namita Sharma, Prakash Ch. Deogharia (2009): “SHGs and Bank Linkage in Jharkhand”, Jharkhand Journal of Social Development, vol. II, pp.1&2.
    264. M.S.Sriram, Rajesh S. Upadhyayula: “The Transformation of the Microfinance Sector in India”, Journal of Microfinance, vol.6, No.2, pp.90-112.

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