|
Volume : I, Issue : VIII, September - 2011 DETERMINANTS OF BORROWING BEHAVIOUR OF FARMERS - A MICRO LEVEL ANALYSIS S.GANDHIMATHI DOI : 10.9780/22307850, Published By : Laxmi Book Publication Abstract : Agriculture credit is one of the pre-requisites for farmers to increase the agricultural output in the process of
agricultural development of a country. The investment characteristics of the Indian rural credit system is dualism
where both formal (institutional) and informal (non-institutional) sectors co-exist (Umesh, 2000). The formal sector
consists of commercial, co-operative banks and Regional Rural Banks. The informal sector consists of traders,
merchants, contractors, commission agents, local moneylenders. The total flow of agricultural credit from the
institutional agencies had increased from Rs.885.16 crore in 1950-1951 to 1,17,899 crore in 2005-2006 (Economic Keywords : Article : Cite This Article : S.GANDHIMATHI, (2011). DETERMINANTS OF BORROWING BEHAVIOUR OF FARMERS - A MICRO LEVEL ANALYSIS. Indian Streams Research Journal, Vol. I, Issue. VIII, DOI : 10.9780/22307850, http://oldisrj.lbp.world/UploadedData/487.pdf References : - Annual Credit Plan, 2003-2004 (2003), Coimbatore District, Tamil Nadu, India
- Antani, K.L. and Patani, M.R., (1999), “An Assessment of Agricultural Credit by Regional Rural Bank in Banashantha District”, Agricultural Banker, Vol.23, No.1, pp.25-30.
- Babudin and Singh, B.N., (1987), “Role of Cooperatives in Agricultural Finance in Barabanki District of Eastern Uttar Pradesh”, Indian Co-operative Review, Vol.25, No.1, pp.102-108.
- Balishter, Singh, R. and Chandra, U., (1986), “Performances of Regional Rural Bank: An Evaluation of a Rural Bank in Agra District of Uttar Pradesh”, Agricultural Situation in India, Vol.41, No.9, pp.737-737.
- Balishter, Singh, R. and Omprakash, (1989), "Crop loan over dues in Banks - A study of State Bank of India in Agra district of Uttar Pradesh", Agricultural Situation in India, Vol.44, No.6, pp.471-476.
- Economic Survey, 2005-2006, (2006), Government of India publication, New Delhi.
- Gopalakrishnan, B.K. (1995), “Institutional farm credit recovery in Tamilnadu”, Agricultural Banker, Vol.19, No.3, pp.19-22.
- Jalal, R.S. and Bight, L.S. (1985), the role of cooperative credit institutions in financing agriculture with special reference to Kunaon Region of Uttar Pradesh”, Indian Co-operative Review, Vol.28, No.3,pp.379-388.
- Kumar, A., Pandey, R.K. and Sushila, K. (1987), “study of growth and disparity in agricultural advances by commercial banks”, Financing agriculture, Vol.19, No.1, pp.11-15.
- Modi, K.K. and Raj, K.N. (1993), “Credit utilization pattern on different categories of farmers in the district of Kurukshetra, Haryana, Indian Co-operative Review, Vol.30, No.3, pp.251-257.
- Mohideen, U., (1991), Institutional Credit and Agricultural Development - A Study of Annur Block of Coimbatore District, Mittal Publications, New Delhi
- Potential Linked Credit Plan, 2003-2004 (2003), NABARD, Coimbatore District, Tamil Nadu, India.
- Puhazhendhi, V. and Jayaraman, B., (1999), "Rural Credit Delivery: Performance and Challenges Before Banks", National Bank News Review, Vol.14, No.4, pp.22- 32.
- Reddy, R, and Laxminarayana, (1997), “Skewness and Inequality in the Distribution of Co-operative Credit: A Case Study”, Indian Co-operative Review, Vol.35, No.1, pp.20-29.
- Sidhu, R.S. and Gill, S.S., (2006), “Agricultural Credit and Indebtedness in India Some Issues”, Indian Journal of Agricultural Economics, Vol.61, No.1, pp.11-35.
- Singh (2000), “Challenges to agricultural credit”, Financing agriculture, Vol.32, No.3.
- Singh, R.P. and Singh, R., (1988), “A Study of Rural Bank Financing in Diary for Different Classes of Rural Poor in Ratitas District, Bihar”, Indian Co-operative Review, Vol.25, No.4, pp.370-376.
- Udapa, K.M., Rao, R.P. and Pramod, B., (1981), “Farm Financing Approach and Strategy of Syndicate Bank”, Financing Agriculture, Vol.13, No.1, pp.11-15.
- Udupa, K.M., Rao, R.P. and Pramod, B (1981), “Farm financing approach and strategy of syndicate Bank” Financing agriculture, Vol.13, No.1, pp.11-15.
- Umesh, K.B., (2000), “Institutional credit to agriculture, present study and future challenges, Financing agriculture, Vol.32, No.3, pp.12-16.
- Venkateshwara, N., (1981), “Knowledge and Attitude of Farmers on Crop Loan System”, Financing Agriculture, Vol.13, No.3, pp.24-27.
|
Article Post Production
Article Indexed In
|