DOI Prefix : 10.9780 | Journal DOI : 10.9780/22307850
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Volume : II, Issue : XII, January - 2013

ROLE OF MICRO-FINANCIAL INSTITUTIONS AND WOMAN WORK PARTICIPATION IN RURAL AREA: A CASE STUDY DOMKAL BLOCK, MURSIDABAD, W.B

S.M. APPEL MEHAMMUD AND ANURADHA SENGUPTA

DOI : 10.9780/22307850, Published By : Laxmi Book Publication

Abstract :

Since 1900 or earlier urbanization encroaching on rural land along with agromechanization has reduced the number of workers needed to work in land when alternative employment is easier in cities than rural sectors, lacking educational specialization. The rural areas are sub-divided by their proximity to urbanized area into fringes, distant or remote. Our study area, DUMKAL BLOCK (lat.24.16'N long.88.27'E) situated in the south-eastern part of MURSHIDABAD, WB, is a remote area consisting of 311679 population within which 88.58% is Muslim, 40% belonging to BPL and only 56% is literate where women participation is only 43.5%. The poor and ultra poor people have some basic needs like lifecycle needs, personal emergencies, disaster recovery and investment opportunities. Poor people and UP find creative and often collaborative ways to meet these needs, through creating and extending different forms of non-cash values. Here microfinance plays an important role providing financial services to those who lack access to commercial banking and related services. Though MF is equally important to both men and women, women's' experience of poverty is more acute governed by complex social constraints and responsibilities being concentrated in the non-monetized sections due to the existence of the gender complexities. Until the women do not have access to economic opportunities, poverty cannot be reduced. Here the authors seek to analyze the role of MF institutions to balance the evils facing from poverty reducing dissatisfaction and hunger and the role of women in work participation taking Dumkal block in Murshidabad as study area.

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Cite This Article :

S.M. APPEL MEHAMMUD AND ANURADHA SENGUPTA, (2013). ROLE OF MICRO-FINANCIAL INSTITUTIONS AND WOMAN WORK PARTICIPATION IN RURAL AREA: A CASE STUDY DOMKAL BLOCK, MURSIDABAD, W.B. Indian Streams Research Journal, Vol. II, Issue. XII, DOI : 10.9780/22307850, http://oldisrj.lbp.world/UploadedData/1835.pdf

References :

  1. Aumendariz de Aghion, Beatriz and Jonathan Morduch.(2005) The Economics of microfinance. Cambridge: MIT Press.
  2. Aumendariz de Aghion, Beatriz and Jonathan Morduch.(2005) The Economics of microfinance. Cambridge: MIT Press.

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